What is Universal Credit?
Universal credit is a new money benefit to help you if someone who is working on a low income or you are unemployed. this page explains how universal credit is different from existing benefits.
Universal credit number that helps you in the claim you can contact to free helplines for Universal Credit claimants, or, you can call 0800 328 5644, Monday to Friday according to the official time. If you are receiving the lot of benefits like Child Tax Credit, Housing Benefit, Income Support, income-based Jobseeker’s Allowance (JSA), income-related Employment and Support Allowance, Working Tax Credit. You cannot claim Universal Credit at the same time.
Universal Credit is a single monthly payment for those people who are in working on low salary or out of work.
It replaces certain of the benefits and tax credits that you might be getting now:
- Child Tax Credit.
- Housing benefit.
- Income support.
- Income-related Employment & Support Allowance.
- Working Tax Credit.
- Income-based Jobseeker’s Allowance.
Universal Credit key facts
- If you’re in an area as provides a full service or are entitled in accordance with the advantages being replaced, you will be asked in accordance with claim Universal Credit & Pension Credit.
- If you are not in an exceedingly full-service realm, you may still to claim existing benefits until you are invited to assert UC.
- If you get support with your flatting, this will be involved in your monthly payment - you will then pay your landlord directly.
- If you are living with someone as a couple and you can both entitle to claim for Universal Credit, you can get one monthly joint payment paid into a single bank account.
Universal credit in Northern Ireland or Scotland
Living in Northern Ireland, Universal Credit works in a different way. Find out more on the nidirect website.
Universal Credit for who lives in Scotland
1. Living in Scotland, you may be offered certain choices about how your Universal Credit is paid. Read our guide to Universal Credit in Scotland.
2. Living in Scotland, if you commit a new claim for Universal Credit and you live in an area of full service, you will be offered certain choices about how it is paid to you.
What is a full-service area?
A full area of the service which is an area where single people, families and couples can claim for Universal Credit and all claimants must commit and manage their claims online.
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